Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
As per the rate analysis by Insurance.com, the average annual car insurance cost for insuring a honda car is $1,509 for a 40-year-old driver. The cheapest Honda model to insure is Honda Accord and Honda Ridgeline is the most expensive to insure.
Honda has been a top seller for years. Accord and Civic are among the best-selling mid-size sedans, while CR-V ranks high on the list of reliable vehicles. Honda has something for every driver with their popular lineups, including larger cars like Ridgeline or smaller models such as Honda Fit.
The average annual Honda car insurance cost 2021 is $1,509 for a 40-year-old driver. However, your specific rates vary based on the driver's age, the car model you drive, location, etc.
You might be wondering, how affordable is Honda car insurance? Even if you own a newer model, you can save on insurance by comparing quotes from different insurers.
Honda manufactures a variety of models catering to different needs. The Honda CR-V, HR-V, Honda Fit, and Odyssey are some of the cheapest Honda models to insure. Let's learn about other Honda models and their average insurance rates by model year.
Average car insurance cost by model
If you're looking for a luxury car that will cost less to insure, Honda is the brand for you. The insurance cost of a 2021 Honda Accord for a 30-year-old driver is $1,626 a year on average. Your exact price for car insurance will vary based on several factors, including the coverage level you choose, the state you live in, the Honda model you drive, and your age.
Make sure you get quotes from multiple companies before you choose one.
| Year and model | Average annual premium |
|---|---|
| 2023 Honda HR-V | $1,696 |
| 2023 Honda CR-V | $1,740 |
| 2023 Honda Odyssey | $1,826 |
| 2023 Honda Passport | $1,833 |
| 2023 Honda Pilot | $1,842 |
| 2023 Honda Ridgeline | $1,970 |
| 2023 Honda Accord | $2,029 |
| 2023 Honda Civic | $2,089 |
Choose Your Vehicle Model
Honda Accord insurance cost
- Starting MSRP: $25,785
- Annual average cost to insure: $1571- $1,626
- Trim Levels: LX, Sport, Sport Special Edition, EX-L, Sport 2.0T and Touring.
The Honda Accord is one of the highest-rated mid-size sedans on the market. It is named the 2021 top safety pick + by Insurance Institute for Highway Safety (IIHS) and gets an A+ rating from Edmunds. On average, it costs $1,626 annually to insure a 2021 Honda Accord for a 30-year-old driver.
Drivers of older Honda Accords can expect to pay less for insurance than the newer models. For instance, a 2015 Honda Accord owner will have to pay $1,591 on average for insurance, whereas the average annual cost for a 2020 Honda Accord is $1657. The 2015 edition is 4% less expensive to insure than the 2020 Honda Accord.
Let's find the average annual insurance cost for different editions of the Honda Accord, rates by company and rates by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Honda Accord | $2,029 |
| 2022 Honda Accord | $1,678 |
| 2021 Honda Accord | $1,581 |
| 2020 Honda Accord | $1,660 |
| 2019 Honda Accord | $1,726 |
| 2018 Honda Accord | $1,654 |
| 2017 Honda Accord | $1,703 |
| 2016 Honda Accord | $1,647 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,448 | $121 |
| Geico | $1,654 | $138 |
| Nationwide | $1,708 | $142 |
| Progressive | $2,070 | $173 |
| Farmers | $2,389 | $199 |
| Allstate | $2,903 | $242 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,018 | 12% less |
| Alaska | $1,683 | 27% less |
| Arizona | $1,999 | 13% less |
| Arkansas | $2,149 | 7% less |
| California | $2,668 | 16% more |
| Colorado | $2,557 | 11% more |
| Connecticut | $1,831 | 21% less |
| Delaware | $2,167 | 6% less |
| Florida | $2,904 | 26% more |
| Georgia | $2,341 | 2% more |
| Hawaii | $1,387 | 40% less |
| Idaho | $1,518 | 34% less |
| Illinois | $1,883 | 18% less |
| Indiana | $1,721 | 25% less |
| Iowa | $1,723 | 25% less |
| Kansas | $1,914 | 17% less |
| Kentucky | $2,527 | 10% more |
| Louisiana | $3,186 | 38% more |
| Maine | $1,265 | 45% less |
| Maryland | $1,968 | 15% less |
| Massachusetts | $1,921 | 17% less |
| Michigan | $2,669 | 16% more |
| Minnesota | $2,055 | 11% less |
| Mississippi | $1,916 | 17% less |
| Missouri | $2,239 | 3% less |
| Montana | $2,038 | 12% less |
| Nebraska | $2,169 | 6% less |
| Nevada | $1,939 | 16% less |
| New Hampshire | $1,493 | 35% less |
| New Jersey | $2,096 | 9% less |
| New Mexico | $2,135 | 7% less |
| New York | $1,591 | 31% less |
| North Carolina | $1,955 | 15% less |
| North Dakota | $1,687 | 27% less |
| Ohio | $1,628 | 29% less |
| Oklahoma | $2,008 | 13% less |
| Oregon | $1,931 | 16% less |
| Pennsylvania | $2,013 | 13% less |
| Rhode Island | $2,325 | 1% more |
| South Carolina | $2,037 | 12% less |
| South Dakota | $2,418 | 5% more |
| Tennessee | $2,175 | 6% less |
| Texas | $2,464 | 7% more |
| Utah | $1,867 | 19% less |
| Vermont | $1,458 | 37% less |
| Virginia | $1,473 | 36% less |
| Washington | $1,821 | 21% less |
| Washington, D.C. | $2,337 | 1% more |
| West Virginia | $1,973 | 14% less |
| Wisconsin | $1,556 | 32% less |
| Wyoming | $2,299 | Equal |
A driver's age plays a significant role in determining the cost of insurance. A 30-year-old Accord driver pays about $55 more than a 40-year-old driver for the 2021 Honda Accord.
Compare Honda Accord car insurance rates by state
Honda Civic insurance cost
- Starting MSRP- $22,045 (Sedan)
- Annual average cost to insure- $1,616 - $1,675
- Trim Levels- LX, Sport, EX, EX-L and Touring
The Honda Civic has been heralded as an affordable and safe car for years. With its low price, good fuel economy, and reliability, it's easy to see why the Honda Civic is popular among young drivers.
Honda Civic has earned the '2021 Top Safety Pick' Award in the small car category from Insurance Institute for Highway Safety. It costs $1675 a year on average to insure a 2021 Honda Civic.
The 2018 edition of the Honda Civic costs the most to insure ($1741). It's 9% more expensive than the 2015 edition ($1,582). The average insurance rates for other model years, rates by company and rates by state are given below.
| Year and model | Average annual premium |
|---|---|
| 2023 Honda Civic | $2,089 |
| 2022 Honda Civic | $1,697 |
| 2021 Honda Civic | $1,657 |
| 2020 Honda Civic | $1,747 |
| 2019 Honda Civic | $1,779 |
| 2018 Honda Civic | $1,785 |
| 2017 Honda Civic | $1,742 |
| 2016 Honda Civic | $1,684 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,465 | $122 |
| Geico | $1,629 | $136 |
| Progressive | $1,908 | $159 |
| Nationwide | $1,964 | $164 |
| Farmers | $2,767 | $231 |
| Allstate | $2,794 | $233 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,076 | 10% less |
| Alaska | $1,646 | 29% less |
| Arizona | $2,110 | 8% less |
| Arkansas | $2,218 | 4% less |
| California | $2,671 | 16% more |
| Colorado | $2,661 | 15% more |
| Connecticut | $1,920 | 17% less |
| Delaware | $2,240 | 3% less |
| Florida | $2,760 | 20% more |
| Georgia | $2,389 | 4% more |
| Hawaii | $1,482 | 36% less |
| Idaho | $1,630 | 29% less |
| Illinois | $2,027 | 12% less |
| Indiana | $1,793 | 22% less |
| Iowa | $1,706 | 26% less |
| Kansas | $2,000 | 13% less |
| Kentucky | $2,455 | 7% more |
| Louisiana | $3,147 | 37% more |
| Maine | $1,408 | 39% less |
| Maryland | $2,007 | 13% less |
| Massachusetts | $1,886 | 18% less |
| Michigan | $2,931 | 27% more |
| Minnesota | $2,057 | 11% less |
| Mississippi | $1,922 | 17% less |
| Missouri | $2,221 | 4% less |
| Montana | $2,151 | 7% less |
| Nebraska | $2,215 | 4% less |
| Nevada | $2,027 | 12% less |
| New Hampshire | $1,583 | 31% less |
| New Jersey | $2,097 | 9% less |
| New Mexico | $2,226 | 3% less |
| New York | $1,455 | 37% less |
| North Carolina | $1,914 | 17% less |
| North Dakota | $1,713 | 26% less |
| Ohio | $1,727 | 25% less |
| Oklahoma | $2,022 | 12% less |
| Oregon | $2,009 | 13% less |
| Pennsylvania | $2,051 | 11% less |
| Rhode Island | $2,401 | 4% more |
| South Carolina | $2,084 | 10% less |
| South Dakota | $2,361 | 2% more |
| Tennessee | $2,302 | Equal |
| Texas | $2,446 | 6% more |
| Utah | $1,950 | 15% less |
| Vermont | $1,549 | 33% less |
| Virginia | $1,455 | 37% less |
| Washington | $1,858 | 19% less |
| Washington, D.C. | $2,417 | 5% more |
| West Virginia | $1,769 | 23% less |
| Wisconsin | $1,642 | 29% less |
| Wyoming | $2,150 | 7% less |
You can shop around to get a good deal on car insurance, make sure you check the prices at several different insurers. Your location, driving record, car model year, and age can make a lot of difference in your insurance rates.
Compare Honda Civic car insurance rates by state
Honda CR-V insurance cost
- Starting MSRP- $28,075
- Trim Levels- LX, Special Edition, EX, EX-L and Touring.
- Average annual cost to insure- $1,352 - $1,400
The Honda CR-V has long been a vehicle of choice for those who enjoy the comfort and convenience it offers. It is easy to drive and has a good fuel economy.
The 2021 Honda CR-V is a small SUV with an average insurance cost of $1352 a year for a 40-year-old driver, and it is only $1400 on average for a 30-year-old.
The following table shows the average insurance cost for different editions of Honda CR-V, rates by company and rates by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Honda CR-V | $1,740 |
| 2022 Honda CR-V | $1,432 |
| 2021 Honda CR-V | $1,371 |
| 2020 Honda CR-V | $1,381 |
| 2019 Honda CR-V | $1,451 |
| 2018 Honda CR-V | $1,434 |
| 2017 Honda CR-V | $1,399 |
| 2016 Honda CR-V | $1,372 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,253 | $104 |
| Nationwide | $1,415 | $118 |
| Geico | $1,428 | $119 |
| Progressive | $1,668 | $139 |
| Farmers | $2,174 | $181 |
| Allstate | $2,467 | $206 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,700 | 26% less |
| Alaska | $1,434 | 38% less |
| Arizona | $1,796 | 22% less |
| Arkansas | $1,822 | 21% less |
| California | $2,210 | 4% less |
| Colorado | $2,232 | 3% less |
| Connecticut | $1,616 | 30% less |
| Delaware | $1,901 | 18% less |
| Florida | $2,516 | 9% more |
| Georgia | $1,980 | 14% less |
| Hawaii | $1,195 | 48% less |
| Idaho | $1,285 | 44% less |
| Illinois | $1,623 | 30% less |
| Indiana | $1,456 | 37% less |
| Iowa | $1,454 | 37% less |
| Kansas | $1,703 | 26% less |
| Kentucky | $2,141 | 7% less |
| Louisiana | $2,605 | 13% more |
| Maine | $1,181 | 49% less |
| Maryland | $1,704 | 26% less |
| Massachusetts | $1,631 | 29% less |
| Michigan | $2,345 | 2% more |
| Minnesota | $1,692 | 27% less |
| Mississippi | $1,590 | 31% less |
| Missouri | $1,905 | 17% less |
| Montana | $1,787 | 22% less |
| Nebraska | $1,831 | 21% less |
| Nevada | $1,723 | 25% less |
| New Hampshire | $1,261 | 45% less |
| New Jersey | $1,827 | 21% less |
| New Mexico | $1,852 | 20% less |
| New York | $1,353 | 41% less |
| North Carolina | $1,658 | 28% less |
| North Dakota | $1,408 | 39% less |
| Ohio | $1,385 | 40% less |
| Oklahoma | $1,788 | 22% less |
| Oregon | $1,635 | 29% less |
| Pennsylvania | $1,778 | 23% less |
| Rhode Island | $2,006 | 13% less |
| South Carolina | $1,668 | 28% less |
| South Dakota | $1,956 | 15% less |
| Tennessee | $1,923 | 17% less |
| Texas | $2,073 | 10% less |
| Utah | $1,602 | 30% less |
| Vermont | $1,226 | 47% less |
| Virginia | $1,246 | 46% less |
| Washington | $1,503 | 35% less |
| Washington, D.C. | $1,982 | 14% less |
| West Virginia | $1,465 | 36% less |
| Wisconsin | $1,359 | 41% less |
| Wyoming | $1,851 | 20% less |
Honda CR-V insurance costs are considerably lower than other Honda models. Its 2021 edition is $764 less expensive to insure than 2021 Honda Clarity.
Compare Honda CR-V car insurance rates by state
Honda Fit insurance cost
- Starting MSRP- $17,945
- Trim Levels- LX, Sport, EX and EX-L
- Average annual insurance cost- $1,428
Honda Fit is one of the smallest and economical car models with an average annual insurance premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,428 for drivers aged 30.
Fit is a car that's both comfortable and affordable. It has all the comforts that other expensive models offer without making any unnecessary sacrifices for its price tag.
| Year and model | Average annual premium |
|---|---|
| 2021 Honda Fit | $1,415 |
| 2020 Honda Fit | $1,438 |
| 2019 Honda Fit | $1,501 |
| 2018 Honda Fit | $1,477 |
| 2017 Honda Fit | $1,466 |
| 2016 Honda Fit | $1,427 |
If you own a 2015 Honda Fit, you will pay an annual insurance premium of $1,388, and the 2020 Honda Fit will cost you $1,405 to insure on average.
Compare Honda Fit car insurance rates by state
The Sources
- Insurance Institute for Highway Safety '2015 Top Safety Picks'
- Insurance Institute for Highway Safety '2021 Top Safety Picks'