Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Honda Accord is $2,029 per year or $169 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Honda Accord costs $2,029 per year, whereas the 2022 Honda Accord costs $1,678 annually. State Farm offers the cheapest annual rate for 2023 Honda Accord $1,448 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Honda Accord by model year

Year of Honda Accord modelAverage cost to insure
2023$2,029
2022$1,678
2021$1,581
2020$1,660
2019$1,726
Data updated in 2024
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Compare Honda Accord insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm2WD 4 Door Sedan Automatic Turbo$1,586
Nationwide2WD 4 Door Sedan Automatic Turbo$2,035
Geico2WD 4 Door Sedan Automatic Turbo$2,484
Progressive2WD 4 Door Sedan Automatic Turbo$2,533
Allstate2WD 4 Door Sedan Automatic Turbo$6,649
Data updated in 2024

Honda Accord insurance rates per year

2023

2023 Honda Accord insurance rates

Average cost to insure $2,029
Annual cheapest rate $1,448
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1State Farm$1,448
2Geico$1,654
3Nationwide$1,708
4Progressive$2,070
5Farmers$2,389
6Allstate$2,903
Data updated in 2024
2022

2022 Honda Accord insurance rates

Average cost to insure $1,678
Annual cheapest rate $1,220
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1State Farm$1,220
2Geico$1,311
3Nationwide$1,514
4Progressive$1,642
5Farmers$1,959
6Allstate$2,423
Data updated in 2024
2021

2021 Honda Accord insurance rates

Average cost to insure $1,581
Annual cheapest rate $1,143
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1Progressive$1,143
2State Farm$1,148
3Geico$1,300
4Nationwide$1,457
5Farmers$1,911
6Allstate$2,529
Data updated in 2024
2020

2020 Honda Accord insurance rates

Average cost to insure $1,660
Annual cheapest rate $1,205
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1Geico$1,205
2State Farm$1,272
3Progressive$1,576
4Nationwide$1,637
5Farmers$1,817
6Allstate$2,454
Data updated in 2024
2019

2019 Honda Accord insurance rates

Average cost to insure $1,726
Annual cheapest rate $1,223
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1Geico$1,223
2State Farm$1,362
3Nationwide$1,602
4Progressive$1,677
5Farmers$2,119
6Allstate$2,373
Data updated in 2024
2018

2018 Honda Accord insurance rates

Average cost to insure $1,654
Annual cheapest rate $1,202
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1Geico$1,202
2State Farm$1,320
3Progressive$1,545
4Nationwide$1,600
5Farmers$2,063
6Allstate$2,194
Data updated in 2024
2017

2017 Honda Accord insurance rates

Average cost to insure $1,703
Annual cheapest rate $1,181
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1Geico$1,181
2State Farm$1,293
3Nationwide$1,698
4Progressive$1,706
5Farmers$2,158
6Allstate$2,181
Data updated in 2024
2016

2016 Honda Accord insurance rates

Average cost to insure $1,647
Annual cheapest rate $1,128
Available trims EX, Hybrid EX-L, Hybrid Sport, Hybrid Sport-L, Hybrid Touring, LX
RankCompanyAverage annual premium
1Geico$1,128
2State Farm$1,270
3Nationwide$1,659
4Progressive$1,660
5Allstate$2,069
6Farmers$2,095
Data updated in 2024
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