Cheapest car insurance companies in Aberdeen
Nationwide and Geico have the cheapest car insurance premiums for Aberdeen drivers in 2023, based on a data study by Insurance.com.
Nationwide has the cheapest car insurance rates in Aberdeen at an average cost of $1,260 per year.
When it comes to car insurance costs in Aberdeen, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| USAA | $1,089 |
| Nationwide | $1,260 |
| Geico | $1,307 |
| Travelers | $1,416 |
| Kemper Insurance | $1,488 |
| Erie Insurance | $1,590 |
| Penn National Insurance | $1,839 |
| Progressive | $1,989 |
| State Farm | $2,338 |
| Allstate | $3,375 |
Cheapest car insurance cost in Aberdeen by Age Group
Erie Insurance is the cheapest option for car insurance in Aberdeen for teen drivers, with average annual premiums at just $3,772 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in Aberdeen, offering full coverage at an annual average cost of $1,686.
Drivers in Aberdeen stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,083 a year.
USAA is the cheapest option for senior drivers in Aberdeen, with an average premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,063 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Erie Insurance | $3,772 | $2,415 | $1,660 | $1,666 |
| USAA | $3,904 | $1,686 | $1,083 | $1,063 |
| Nationwide | $4,644 | $2,388 | $1,270 | $1,233 |
| Geico | $4,862 | $2,553 | $1,321 | $1,472 |
| Kemper Insurance | $4,872 | $2,843 | $1,489 | $1,713 |
| Travelers | $4,958 | $2,213 | $1,443 | $1,636 |
| Progressive | $6,405 | $3,421 | $2,013 | $2,089 |
| State Farm | $7,156 | $4,093 | $2,356 | $2,391 |
| Penn National Insurance | $7,255 | $3,722 | $1,806 | $1,774 |
| Allstate | $8,000 | $5,138 | $3,332 | $3,650 |
Cheapest car insurance companies in Aberdeen by driver profile
Car insurance rates in Aberdeen vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Finding the cheapest car insurance in Aberdeen requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here are some of the cheapest car insurance companies in Aberdeen based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: Geico
Cheapest for a driver with poor credit: Geico
Geico has the cheapest rates for Aberdeen drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,354, Geico offers substantial savings among the insurers analyzed.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,354 |
| USAA | $1,594 |
| Nationwide | $1,790 |
| Travelers | $2,077 |
| Progressive | $2,315 |
| State Farm | $3,615 |
Cheapest for drivers with a speeding ticket: USAA
USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Aberdeen. Its full coverage car insurance policy costs an average of $1,103 per year for drivers aged 30.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,103 |
| Geico | $1,473 |
| Travelers | $1,704 |
| Nationwide | $1,793 |
| State Farm | $1,845 |
| Progressive | $2,018 |
Cheapest auto insurance after an at-fault accident: USAA
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Aberdeen with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,604 annually.
| Company | Average annual rates |
|---|---|
| USAA | $1,604 |
| Travelers | $1,740 |
| Geico | $1,915 |
| State Farm | $2,084 |
| Nationwide | $2,343 |
| Progressive | $2,590 |
Cheapest auto insurance after a DUI: Geico
Among the carriers analyzed, Geico offers the cheapest auto insurance premiums for drivers with a DUI in Aberdeen. On average, its annual full coverage rate is $1,509, making it a significantly cheaper option than other insurance providers.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| Geico | $1,509 |
| State Farm | $1,845 |
| Travelers | $2,112 |
| USAA | $2,529 |
| Progressive | $2,578 |
| Nationwide | $2,681 |
Average car insurance cost in Aberdeen
On average, Aberdeen drivers pay $1,769 annually, or $147 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Aberdeen is $755.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,769 | $755 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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