Cheapest car insurance companies in Apple Valley
According to a study by Insurance.com, the cheapest car insurance companies in Apple Valley for 2023 are Nationwide and State Farm.
In Apple Valley, Nationwide provides the cheapest auto insurance rates to drivers at an average annual premium of $1,360 annually.
When it comes to car insurance costs in Apple Valley, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| USAA | $1,277 |
| Nationwide | $1,360 |
| State Farm | $1,528 |
| Travelers | $1,531 |
| Automobile Club MI (AAA) | $1,577 |
| Auto-Owners | $1,618 |
| Geico | $2,107 |
| Allstate | $2,431 |
| Western National Mutual | $2,838 |
| North Star Mutual | $2,904 |
Cheapest car insurance cost in Apple Valley by Age Group
USAA is the cheapest option for car insurance in Apple Valley for teen drivers, with average annual premiums at just $3,791 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
USAA provides the cheapest car insurance coverage for young drivers in Apple Valley, with an annual premium of $1,981 on average.
For Apple Valley drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. USAA provides the cheapest car insurance premiums, offering full coverage policies at $1,298 annually.
With an average annual premium of $1,225, Nationwide offers Apple Valley's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,791 | $1,981 | $1,298 | $1,303 |
| Auto-Owners | $3,796 | $2,498 | $1,606 | $1,582 |
| State Farm | $4,217 | $2,482 | $1,536 | $1,415 |
| Travelers | $4,240 | $2,315 | $1,536 | $1,481 |
| Nationwide | $4,583 | $2,227 | $1,336 | $1,225 |
| Automobile Club MI (AAA) | $5,676 | $2,686 | $1,594 | $1,586 |
| Geico | $6,430 | $3,458 | $2,051 | $2,143 |
| North Star Mutual | $6,580 | $4,620 | $2,764 | $2,536 |
| Allstate | $7,391 | $3,920 | $2,325 | $2,610 |
| Western National Mutual | $8,124 | $5,485 | $2,880 | $3,112 |
Cheapest car insurance companies in Apple Valley by driver profile
When determining car insurance rates in Apple Valley, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
Finding the cheapest car insurance in Apple Valley requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here are some of the cheapest car insurance companies in Apple Valley based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
If you're a Apple Valley driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,348 annually.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,348 |
| Geico | $1,695 |
| State Farm | $2,581 |
| USAA | $2,596 |
| Allstate | $4,098 |
| Travelers | $4,972 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Apple Valley. Its full coverage car insurance policy costs an average of $1,202 per year for drivers aged 30.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,202 |
| Nationwide | $1,233 |
| USAA | $1,439 |
| Geico | $2,163 |
| Travelers | $2,216 |
| Allstate | $3,114 |
Cheapest auto insurance after an at-fault accident: State Farm
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Apple Valley with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $1,309 annually.
| Company | Average annual rates |
|---|---|
| State Farm | $1,309 |
| Nationwide | $1,385 |
| USAA | $1,917 |
| Travelers | $2,271 |
| Geico | $2,770 |
| Allstate | $3,946 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Apple Valley for drivers after a DUI. Its average annual rate for full coverage is $1,202.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,202 |
| Nationwide | $1,837 |
| USAA | $2,176 |
| Travelers | $3,267 |
| Allstate | $4,230 |
| Geico | $7,372 |
Average car insurance cost in Apple Valley
In Apple Valley, the annual cost of car insurance for the coverage level of 100/300/100 is $1,917 or around $160 per month. However, the average yearly rate for state minimum coverage in Apple Valley is $600.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,917 | $600 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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