Cheapest car insurance companies in Avondale
After an in-depth analysis, Insurance.com found that Geico and Travelers are the cheapest car insurance companies in Avondale for 2023.
Geico offers the cheapest car insurance premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. for Avondale drivers at an annual rate of $1,465 a year, on average.
The cost of car insurance in Avondale varies depending on your ZIP code, driving history, coverage level, and carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Avondale.
| Companies | Average annual rates |
|---|---|
| Geico | $1,465 |
| USAA | $1,637 |
| Travelers | $1,651 |
| Auto-Owners | $1,751 |
| Nationwide | $1,990 |
| Progressive | $2,148 |
| Farmers | $2,645 |
| State Farm | $2,789 |
| Allstate | $2,815 |
Cheapest car insurance cost in Avondale by Age Group
Geico is the cheapest option for car insurance in Avondale for teen drivers, with average annual premiums at just $3,798 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
Among the carriers analyzed, Geico is the cheapest car insurance option for young drivers in Avondale, at $2,018 a year for a full coverage policy.
An analysis of car insurance rates for Avondale drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Geico offers the cheapest full-coverage car insurance rates at $1,461 per year.
Geico tops the list in terms of affordability for senior drivers in Avondale. With an average annual premium of $1,458, Geico offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Geico | $3,798 | $2,018 | $1,461 | $1,458 |
| Auto-Owners | $5,002 | $3,014 | $1,805 | $1,888 |
| Travelers | $5,350 | $2,572 | $1,687 | $1,709 |
| USAA | $7,177 | $2,838 | $1,645 | $1,648 |
| Nationwide | $7,688 | $3,553 | $1,977 | $1,868 |
| State Farm | $8,293 | $4,700 | $2,809 | $2,727 |
| Allstate | $9,058 | $3,902 | $2,789 | $3,128 |
| Progressive | $10,445 | $3,525 | $2,119 | $2,168 |
| Farmers | $11,748 | $4,919 | $2,522 | $2,739 |
| CSAA Insurance (AAA) | $15,674 | N/A | N/A | N/A |
Cheapest car insurance companies in Avondale by driver profile
Insurers in Avondale consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Avondale that suits your budget.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Avondale drivers based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
If you're a Avondale driver with poor credit, Geico is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,776 annually.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,776 |
| Nationwide | $1,850 |
| Travelers | $2,138 |
| USAA | $2,485 |
| Progressive | $3,475 |
| Farmers | $3,515 |
| Allstate | $4,592 |
| State Farm | $7,451 |
Cheapest for drivers with a speeding ticket: USAA
USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Avondale. Its full coverage car insurance policy costs an average of $1,627 per year for drivers aged 30.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| USAA | $1,627 |
| Nationwide | $1,906 |
| State Farm | $1,971 |
| Geico | $2,006 |
| Travelers | $2,048 |
| Progressive | $2,691 |
| Farmers | $2,974 |
| Allstate | $4,313 |
Cheapest auto insurance after an at-fault accident: USAA
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that USAA offers the cheapest car insurance rates for Avondale drivers with at-fault accidents. It provides coverage at an average annual cost of $2,041.
| Company | Average annual rates |
|---|---|
| USAA | $2,041 |
| Nationwide | $2,063 |
| Travelers | $2,081 |
| Geico | $2,082 |
| State Farm | $2,127 |
| Progressive | $3,463 |
| Farmers | $3,472 |
| Allstate | $4,191 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Avondale for drivers after a DUI. Its average annual rate for full coverage is $1,971.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $1,971 |
| Travelers | $2,550 |
| Geico | $2,647 |
| Progressive | $2,974 |
| Nationwide | $3,105 |
| USAA | $3,116 |
| Farmers | $3,595 |
| Allstate | $5,526 |
Average car insurance cost in Avondale
In Avondale, the average annual cost for full coverage car insurance is around $2,099, which breaks down to approximately $175 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Avondale is about $612.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $2,099 | $612 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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