Cheapest car insurance companies in East Brunswick
A recent data analysis by Insurance.com found the cheapest car insurance companies are New Jersey Manufacturers and Geico in East Brunswick for 2023.
New Jersey Manufacturers is the cheapest option for most East Brunswick drivers, with an average annual rate of $1,198 .
Car insurance prices in East Brunswick can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to East Brunswick drivers.
| Companies | Average annual rates |
|---|---|
| New Jersey Manufacturers | $1,198 |
| Geico | $1,620 |
| Plymouth Rock Assurance | $1,718 |
| Travelers | $1,758 |
| Selective Insurance | $1,851 |
| State Farm | $2,108 |
| Progressive | $2,153 |
| Farmers | $2,240 |
| Allstate | $2,259 |
Cheapest car insurance cost in East Brunswick by Age Group
The cheapest auto insurance company in East Brunswick for teen drivers is Geico. For full coverage, its average annual rate for East Brunswick drivers is $3,507. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
New Jersey Manufacturers provides the cheapest car insurance coverage for young drivers in East Brunswick, with an annual premium of $1,930 on average.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in East Brunswick is New Jersey Manufacturers. Its average rate for a full coverage car insurance policy is $1,188 per year.
If you are a senior driver in East Brunswick and looking for a cheap car insurance company, then consider buying insurance from New Jersey Manufacturers. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,128 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Geico | $3,507 | $2,525 | $1,639 | $1,613 |
| New Jersey Manufacturers | $3,892 | $1,930 | $1,188 | $1,128 |
| Travelers | $4,547 | $2,289 | $1,725 | $1,803 |
| State Farm | $5,420 | $3,506 | $2,120 | $2,257 |
| Plymouth Rock Assurance | $5,730 | $2,114 | $1,716 | $1,883 |
| Selective Insurance | $6,804 | $3,131 | $1,885 | $1,769 |
| Allstate | $7,341 | $3,823 | $2,225 | $2,442 |
| Progressive | $11,441 | $3,478 | $2,145 | $2,433 |
| Farmers | $12,109 | $5,038 | $2,214 | $2,726 |
Cheapest car insurance companies in East Brunswick by driver profile
When determining car insurance rates in East Brunswick, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
Finding the cheapest car insurance in East Brunswick requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
In East Brunswick, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: Geico
- Cheapest for accident: Geico
- Cheapest for DUI: Progressive
Cheapest for a driver with poor credit: Progressive
If you're a East Brunswick driver with poor credit, Progressive is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,994 annually.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in East Brunswick.
| Company | Average annual rates |
|---|---|
| Progressive | $1,994 |
| Geico | $2,979 |
| Allstate | $3,161 |
| State Farm | $3,489 |
| Farmers | $3,853 |
| Travelers | $4,265 |
Cheapest for drivers with a speeding ticket: Geico
Geico has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in East Brunswick. Its full coverage car insurance policy costs an average of $1,430 per year for drivers aged 30.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| Geico | $1,430 |
| Progressive | $1,586 |
| Allstate | $2,144 |
| State Farm | $2,685 |
| Travelers | $2,861 |
| Farmers | $4,004 |
Cheapest auto insurance after an at-fault accident: Geico
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that Geico offers the cheapest car insurance rates for East Brunswick drivers with at-fault accidents. It provides coverage at an average annual cost of $1,908.
| Company | Average annual rates |
|---|---|
| Geico | $1,908 |
| Progressive | $2,183 |
| State Farm | $3,254 |
| Travelers | $3,704 |
| Allstate | $4,034 |
| Farmers | $7,227 |
Cheapest auto insurance after a DUI: Progressive
Among the carriers analyzed, Progressive offers the cheapest auto insurance premiums for drivers with a DUI in East Brunswick. On average, its annual full coverage rate is $1,825, making it a significantly cheaper option than other insurance providers.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| Progressive | $1,825 |
| Allstate | $2,825 |
| Geico | $3,175 |
| Travelers | $3,883 |
| Farmers | $4,282 |
| State Farm | $6,380 |
Average car insurance cost in East Brunswick
The average car insurance rate in East Brunswick for full coverage is $1,878 per year or $157 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in East Brunswick is $875 per year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $1,878 | $875 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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