Cheapest car insurance companies in Nashua
Auto-Owners and The Hanover have the cheapest car insurance premiums for Nashua drivers in 2023, based on a data study by Insurance.com.
Auto-Owners has the cheapest car insurance rates in Nashua at an average cost of $838 per year.
In Nashua, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Auto-Owners | $838 |
| USAA | $883 |
| The Hanover | $1,057 |
| MMG Insurance | $1,130 |
| Geico | $1,196 |
| Progressive | $1,287 |
| State Farm | $1,315 |
| Nationwide | $1,319 |
| Farmers | $1,835 |
| Allstate | $2,311 |
Cheapest car insurance cost in Nashua by Age Group
The cheapest auto insurance company in Nashua for teen drivers is The Hanover. For full coverage, its average annual rate for Nashua drivers is $1,947. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
For young drivers in Nashua, The Hanover has the cheapest auto insurance rates, with an average annual cost of $1,341 annually.
Drivers in Nashua stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. Auto-Owners has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $875 a year.
Auto-Owners is the cheapest option for senior drivers in Nashua, with an average premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $894 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| The Hanover | $1,947 | $1,341 | $1,019 | $975 |
| Auto-Owners | $2,014 | $1,367 | $875 | $894 |
| MMG Insurance | $2,643 | $1,885 | $1,194 | $1,304 |
| USAA | $3,979 | $1,518 | $907 | $969 |
| Geico | $4,100 | $2,016 | $1,252 | $1,293 |
| State Farm | $4,628 | $2,294 | $1,329 | $1,293 |
| Nationwide | $5,269 | $2,442 | $1,317 | $1,317 |
| Allstate | $5,764 | $3,452 | $2,419 | $2,630 |
| Progressive | $6,430 | $2,372 | $1,306 | $1,396 |
| Farmers | $7,213 | $3,572 | $1,826 | $1,812 |
Cheapest car insurance companies in Nashua by driver profile
When determining car insurance rates in Nashua, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
To find the cheapest car insurance company in Nashua, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Nashua drivers based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: State Farm
- Cheapest for DUI: USAA
Cheapest for a driver with poor credit: Geico
Drivers in Nashua with poor credit can get the cheapest car insurance from Geico at an average cost of $1,156 a year, according to a data study by Insurance.com.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,156 |
| Nationwide | $1,431 |
| USAA | $1,435 |
| Progressive | $1,546 |
| State Farm | $2,216 |
| Allstate | $2,394 |
Cheapest for drivers with a speeding ticket: USAA
USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Nashua. Its full coverage car insurance policy costs an average of $922 per year for drivers aged 30.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| USAA | $922 |
| State Farm | $992 |
| Progressive | $1,170 |
| Geico | $1,487 |
| Nationwide | $1,519 |
| Allstate | $2,043 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Nashua drivers with at-fault accidents. It provides coverage at an average annual cost of $1,167.
| Company | Average annual rates |
|---|---|
| State Farm | $1,167 |
| USAA | $1,243 |
| Progressive | $1,571 |
| Nationwide | $1,597 |
| Geico | $1,738 |
| Allstate | $2,743 |
Cheapest auto insurance after a DUI: USAA
USAA is the cheapest option for Nashua drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,336, on average.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| USAA | $1,336 |
| Progressive | $1,355 |
| State Farm | $1,934 |
| Geico | $2,060 |
| Nationwide | $2,518 |
| Allstate | $2,556 |
Average car insurance cost in Nashua
The average car insurance rate in Nashua for full coverage is $1,317 per year or $110 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Nashua is $459 per year.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,317 | $459 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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