Cheapest car insurance companies in Parkersburg
Nationwide and Erie Insurance offer the cheapest car insurance rates in Parkersburg for 2023, according to a study by Insurance.com.
Nationwide has the cheapest car insurance rates in Parkersburg at an average cost of $1,069 per year.
In Parkersburg, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Nationwide | $1,069 |
| USAA | $1,152 |
| Erie Insurance | $1,563 |
| Progressive | $1,563 |
| State Farm | $1,569 |
| Geico | $2,006 |
| Westfield Insurance | $2,037 |
| Farmers | $2,282 |
| Encova | $2,990 |
| Allstate | $3,087 |
Cheapest car insurance cost in Parkersburg by Age Group
Nationwide offers the cheapest full coverage car insurance for teenage drivers in Parkersburg, with an average annual cost of $3,186 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Nationwide provides the cheapest car insurance coverage for young drivers in Parkersburg, with an annual premium of $1,645 on average.
For Parkersburg drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Nationwide provides the cheapest car insurance premiums, offering full coverage policies at $1,051 annually.
Nationwide is the cheapest option for senior drivers in Parkersburg, with an average premium of $1,050 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Nationwide | $3,186 | $1,645 | $1,051 | $1,050 |
| Erie Insurance | $3,597 | $2,450 | $1,575 | $1,596 |
| State Farm | $4,383 | $2,562 | $1,570 | $1,500 |
| Geico | $4,385 | $2,750 | $2,042 | $1,966 |
| Westfield Insurance | $5,180 | $3,263 | $2,128 | $1,990 |
| USAA | $5,202 | $2,237 | $1,195 | $1,242 |
| Progressive | $7,797 | $3,086 | $1,591 | $1,699 |
| Encova | $7,841 | $4,302 | $2,811 | $2,721 |
| Farmers | $8,321 | $3,769 | $2,251 | $1,997 |
| Allstate | $10,863 | $4,788 | $3,056 | $3,094 |
Cheapest car insurance companies in Parkersburg by driver profile
Car insurance rates in Parkersburg vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Finding the cheapest car insurance in Parkersburg requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here's a list of car insurance companies that offer cheap insurance rates in Parkersburg based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
The cheapest car insurance company for a driver with poor credit is Nationwide. It offers auto insurance for Parkersburg drivers at about $1,314 per year.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Parkersburg.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,314 |
| Geico | $1,727 |
| USAA | $1,865 |
| Progressive | $2,465 |
| State Farm | $2,481 |
| Allstate | $3,763 |
Cheapest for drivers with a speeding ticket: USAA
USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Parkersburg. Its full coverage car insurance policy costs an average of $1,163 per year for drivers aged 30.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,163 |
| State Farm | $1,282 |
| Nationwide | $1,354 |
| Progressive | $1,910 |
| Geico | $2,524 |
| Allstate | $2,720 |
Cheapest auto insurance after an at-fault accident: USAA
USAA is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Parkersburg is $1,264. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| USAA | $1,264 |
| State Farm | $1,372 |
| Nationwide | $1,525 |
| Progressive | $2,438 |
| Geico | $2,941 |
| Allstate | $3,605 |
Cheapest auto insurance after a DUI: State Farm
Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Parkersburg. On average, its annual full coverage rate is $1,282, making it a significantly cheaper option than other insurance providers.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,282 |
| USAA | $1,784 |
| Nationwide | $1,983 |
| Progressive | $2,387 |
| Geico | $3,088 |
| Allstate | $3,878 |
Average car insurance cost in Parkersburg
In Parkersburg, the average annual cost for full coverage car insurance is around $1,932, which breaks down to approximately $161 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Parkersburg is about $558.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $1,932 | $558 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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