Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw M4 is $3,632 per year or $303 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Bmw M4 costs $3,632 per year, whereas the 2022 Bmw M4 costs $3,131 annually. State Farm offers the cheapest annual rate for 2023 Bmw M4 $2,344 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw M4 by model year

Year of Bmw M4 modelAverage cost to insure
2023$3,632
2022$3,131
2021$2,927
2020$3,023
2019$3,099
Data updated in 2024
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Compare Bmw M4 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm2WD 2 Door Coupe Manual DOHC Turbo$2,214
Progressive2WD 2 Door Coupe Manual DOHC Turbo$3,666
Nationwide2WD 2 Door Coupe Manual DOHC Turbo$3,734
Geico2WD 2 Door Coupe Manual DOHC Turbo$4,078
Allstate2WD 2 Door Coupe Manual DOHC Turbo$6,425
Data updated in 2024

Bmw M4 insurance rates per year

2023

2023 Bmw M4 insurance rates

Average cost to insure $3,632
Annual cheapest rate $2,344
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,344
2Nationwide$2,929
3Progressive$3,541
4Farmers$3,905
5Geico$4,205
6Allstate$4,865
Data updated in 2024
2022

2022 Bmw M4 insurance rates

Average cost to insure $3,131
Annual cheapest rate $2,092
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,092
2Nationwide$2,736
3Progressive$3,110
4Geico$3,210
5Farmers$3,342
6Allstate$4,296
Data updated in 2024
2021

2021 Bmw M4 insurance rates

Average cost to insure $2,927
Annual cheapest rate $1,944
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$1,944
2Progressive$2,099
3Nationwide$2,674
4Farmers$3,080
5Geico$3,223
6Allstate$4,543
Data updated in 2024
2020

2020 Bmw M4 insurance rates

Average cost to insure $3,023
Annual cheapest rate $2,039
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,039
2Progressive$2,646
3Nationwide$2,680
4Geico$2,855
5Farmers$3,198
6Allstate$4,722
Data updated in 2024
2019

2019 Bmw M4 insurance rates

Average cost to insure $3,099
Annual cheapest rate $2,178
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,178
2Nationwide$2,533
3Progressive$3,079
4Geico$3,198
5Farmers$3,572
6Allstate$4,034
Data updated in 2024
2018

2018 Bmw M4 insurance rates

Average cost to insure $2,910
Annual cheapest rate $2,077
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,077
2Geico$2,575
3Nationwide$2,777
4Progressive$2,897
5Farmers$3,374
6Allstate$3,760
Data updated in 2024
2017

2017 Bmw M4 insurance rates

Average cost to insure $2,884
Annual cheapest rate $2,020
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,020
2Geico$2,781
3Progressive$2,831
4Nationwide$2,887
5Farmers$3,292
6Allstate$3,495
Data updated in 2024
2016

2016 Bmw M4 insurance rates

Average cost to insure $2,984
Annual cheapest rate $2,179
Available trims Competition, Competition XDrive, 40i, 40i Gran Coupe, 40i XDrive, 40i XDrive Gran Coupe
RankCompanyAverage annual premium
1State Farm$2,179
2Progressive$2,713
3Geico$2,739
4Nationwide$2,881
5Farmers$3,482
6Allstate$3,909
Data updated in 2024
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