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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X1 is $2,103 per year or $175 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Bmw X1 costs $2,103 per year, whereas the 2022 Bmw X1 costs $1,750 annually. State Farm offers the cheapest annual rate for 2023 Bmw X1 $1,465 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw X1 by model year
| Year of Bmw X1 model | Average cost to insure |
|---|---|
| 2023 | $2,103 |
| 2022 | $1,750 |
| 2021 | $1,655 |
| 2020 | $1,727 |
| 2019 | $1,796 |
Compare Bmw X1 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door SUV Turbo | $1,510 |
| Geico | 2WD 4 Door SUV Turbo | $2,277 |
| Progressive | 2WD 4 Door SUV Turbo | $2,586 |
| Nationwide | 2WD 4 Door SUV Turbo | $2,652 |
| Farmers | 2WD 4 Door SUV Turbo | $2,704 |
| Allstate | 2WD 4 Door SUV Turbo | $3,110 |
Bmw X1 insurance rates per year
2023 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,465 |
| 2 | Nationwide | $1,581 |
| 3 | Geico | $1,894 |
| 4 | Progressive | $2,176 |
| 5 | Farmers | $2,530 |
| 6 | Allstate | $2,974 |
2022 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,224 |
| 2 | Geico | $1,418 |
| 3 | Nationwide | $1,520 |
| 4 | Progressive | $1,720 |
| 5 | Farmers | $2,011 |
| 6 | Allstate | $2,607 |
2021 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,134 |
| 2 | Progressive | $1,209 |
| 3 | Geico | $1,387 |
| 4 | Nationwide | $1,419 |
| 5 | Farmers | $2,167 |
| 6 | Allstate | $2,613 |
2020 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,280 |
| 2 | Geico | $1,359 |
| 3 | Progressive | $1,424 |
| 4 | Farmers | $1,851 |
| 5 | Nationwide | $1,921 |
| 6 | Allstate | $2,529 |
2019 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,352 |
| 2 | Geico | $1,358 |
| 3 | Nationwide | $1,569 |
| 4 | Progressive | $1,656 |
| 5 | Allstate | $2,420 |
| 6 | Farmers | $2,422 |
2018 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,297 |
| 2 | Geico | $1,307 |
| 3 | Nationwide | $1,565 |
| 4 | Progressive | $1,693 |
| 5 | Allstate | $2,298 |
| 6 | Farmers | $2,353 |
2017 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,271 |
| 2 | Geico | $1,314 |
| 3 | Nationwide | $1,554 |
| 4 | Progressive | $1,675 |
| 5 | Allstate | $2,164 |
| 6 | Farmers | $2,296 |
2016 Bmw X1 insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,261 |
| 2 | State Farm | $1,270 |
| 3 | Nationwide | $1,581 |
| 4 | Progressive | $1,664 |
| 5 | Allstate | $1,986 |
| 6 | Farmers | $2,274 |
