Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Honda Civic is $2,089 per year or $174 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Honda Civic costs $2,089 per year, whereas the 2022 Honda Civic costs $1,697 annually. State Farm offers the cheapest annual rate for 2023 Honda Civic $1,477 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Honda Civic by model year

Year of Honda Civic modelAverage cost to insure
2023$2,089
2022$1,697
2021$1,657
2020$1,747
2019$1,779
Data updated in 2024
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Compare Honda Civic insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm2WD 4 Door Sedan Automatic CVT Turbo$1,603
Geico2WD 4 Door Sedan Automatic CVT Turbo$2,424
Progressive2WD 4 Door Sedan Automatic CVT Turbo$2,547
Nationwide2WD 4 Door Sedan Automatic CVT Turbo$2,709
Allstate2WD 4 Door Sedan Automatic CVT Turbo$4,099
Data updated in 2024

Honda Civic insurance rates per year

2023

2023 Honda Civic insurance rates

Average cost to insure $2,089
Annual cheapest rate $1,477
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1State Farm$1,477
2Geico$1,651
3Progressive$1,892
4Nationwide$1,974
5Farmers$2,731
6Allstate$2,809
Data updated in 2024
2022

2022 Honda Civic insurance rates

Average cost to insure $1,697
Annual cheapest rate $1,092
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1State Farm$1,092
2Geico$1,231
3Progressive$1,522
4Nationwide$1,838
5Farmers$2,192
6Allstate$2,307
Data updated in 2024
2021

2021 Honda Civic insurance rates

Average cost to insure $1,657
Annual cheapest rate $1,070
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1State Farm$1,070
2Progressive$1,132
3Geico$1,221
4Nationwide$1,705
5Farmers$2,253
6Allstate$2,560
Data updated in 2024
2020

2020 Honda Civic insurance rates

Average cost to insure $1,747
Annual cheapest rate $1,212
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1Geico$1,212
2State Farm$1,213
3Progressive$1,476
4Nationwide$1,885
5Farmers$2,129
6Allstate$2,566
Data updated in 2024
2019

2019 Honda Civic insurance rates

Average cost to insure $1,779
Annual cheapest rate $1,139
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1Geico$1,139
2State Farm$1,261
3Progressive$1,638
4Nationwide$1,818
5Allstate$2,344
6Farmers$2,475
Data updated in 2024
2018

2018 Honda Civic insurance rates

Average cost to insure $1,785
Annual cheapest rate $1,134
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1Geico$1,134
2State Farm$1,278
3Progressive$1,783
4Nationwide$1,844
5Allstate$2,251
6Farmers$2,420
Data updated in 2024
2017

2017 Honda Civic insurance rates

Average cost to insure $1,742
Annual cheapest rate $1,094
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1Geico$1,094
2State Farm$1,235
3Progressive$1,765
4Nationwide$1,858
5Allstate$2,176
6Farmers$2,324
Data updated in 2024
2016

2016 Honda Civic insurance rates

Average cost to insure $1,684
Annual cheapest rate $1,038
Available trims EX, EX-L, LX, SI, Sport, Sport Touring, Touring, Type R
RankCompanyAverage annual premium
1Geico$1,038
2State Farm$1,208
3Progressive$1,741
4Nationwide$1,804
5Allstate$2,057
6Farmers$2,257
Data updated in 2024
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