Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Volvo Xc90 is $2,625 per year or $219 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Volvo Xc90 costs $2,625 per year, whereas the 2022 Volvo Xc90 costs $1,791 annually. State Farm offers the cheapest annual rate for 2023 Volvo Xc90 $1,807 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Volvo Xc90 by model year

Year of Volvo Xc90 modelAverage cost to insure
2023$2,625
2022$1,791
2021$1,754
2020$1,833
2019$1,854
Data updated in 2024
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Compare Volvo Xc90 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm4WD 4 Door Utility Turbo$1,489
Nationwide4WD 4 Door Utility Turbo$1,912
Geico4WD 4 Door Utility Turbo$2,193
Progressive4WD 4 Door Utility Turbo$2,250
Farmers4WD 4 Door Utility Turbo$2,447
Allstate4WD 4 Door Utility Turbo$3,396
Data updated in 2024

Volvo Xc90 insurance rates per year

2023

2023 Volvo Xc90 insurance rates

Average cost to insure $2,625
Annual cheapest rate $1,807
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1State Farm$1,807
2Geico$2,100
3Nationwide$2,357
4Progressive$2,391
5Farmers$2,785
6Allstate$4,309
Data updated in 2024
2022

2022 Volvo Xc90 insurance rates

Average cost to insure $1,791
Annual cheapest rate $1,382
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1State Farm$1,382
2Geico$1,428
3Nationwide$1,537
4Progressive$1,581
5Farmers$1,829
6Allstate$2,986
Data updated in 2024
2021

2021 Volvo Xc90 insurance rates

Average cost to insure $1,754
Annual cheapest rate $1,166
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1Progressive$1,166
2State Farm$1,283
3Geico$1,393
4Nationwide$1,490
5Farmers$2,058
6Allstate$3,133
Data updated in 2024
2020

2020 Volvo Xc90 insurance rates

Average cost to insure $1,833
Annual cheapest rate $1,352
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1Progressive$1,352
2State Farm$1,490
3Geico$1,531
4Farmers$1,684
5Nationwide$1,913
6Allstate$3,029
Data updated in 2024
2019

2019 Volvo Xc90 insurance rates

Average cost to insure $1,854
Annual cheapest rate $1,323
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,323
2State Farm$1,496
3Progressive$1,551
4Nationwide$1,658
5Farmers$2,251
6Allstate$2,843
Data updated in 2024
2018

2018 Volvo Xc90 insurance rates

Average cost to insure $1,863
Annual cheapest rate $1,315
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,315
2State Farm$1,454
3Progressive$1,569
4Nationwide$1,705
5Farmers$2,178
6Allstate$2,954
Data updated in 2024
2017

2017 Volvo Xc90 insurance rates

Average cost to insure $1,781
Annual cheapest rate $1,378
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,378
2Progressive$1,478
3State Farm$1,495
4Nationwide$1,631
5Farmers$2,100
6Allstate$2,603
Data updated in 2024
2016

2016 Volvo Xc90 insurance rates

Average cost to insure $1,682
Annual cheapest rate $1,276
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription, T8 Inscription Expression, T8 R-Design
RankCompanyAverage annual premium
1Geico$1,276
2State Farm$1,362
3Progressive$1,474
4Nationwide$1,593
5Farmers$2,035
6Allstate$2,349
Data updated in 2024
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